Finance
Buying a home or refinancing shouldn’t feel overwhelming. We make the process clear, handle the legwork, and compare multiple lenders to secure the best fit for you.
dm consult offers professional financial advice, often at no cost (refer to our Disclosure Statement for specific fees). We assist with various aspects of property and business finance, serving as your expert guide through the lending process. Our services include helping first home buyers navigate KiwiSaver withdrawals and supporting experienced buyers, sellers, and investors in building their property portfolios. We handle the time-consuming legwork, compare options across different lenders, and find the best financial solutions tailored to your unique circumstances with professional advice.
We specialize in securing finance for building projects and business ventures, each requiring unique approaches to requirements and risks. For existing loans, we provide expert assistance with refinancing, refixing, and debt reduction strategies. We emphasize that your current lender is not always the best fit, as lending criteria vary widely. Our goal is to structure your loans effectively and offer valuable debt management tips, ensuring the chosen rate and structure align perfectly with your specific needs and long-term financial goals.
and lenders with confidence.
money or unlock equity.
smart lending solutions.
Insurance
Protecting what matters most is part of every smart financial plan. We’ll guide you to the right cover, no jargon, no guesswork.
Protecting your family and assets against life’s uncertainties is essential for long-term financial security. Our advisory services help you navigate critical questions regarding how your household would manage a mortgage or loss of income in the event of illness, redundancy, or death. We offer comprehensive solutions including Life Insurance for lump-sum debt repayment, Income Protection to maintain your lifestyle during recovery, and Trauma Cover to provide financial relief during serious health crises. These tools ensure that your loved ones remain supported and your family assets are preserved even during the most difficult times.
In addition to personal protection, we assist with House and Contents Insurance to safeguard your physical investments. Lenders typically require house insurance to protect their security, but these policies also provide you with the confidence that your home and hard-earned possessions can be repaired or replaced following damage from fire, weather, or theft. By aligning your insurance coverage with your specific needs, we help you mitigate risk and provide a vital safety net, allowing you to live with the peace of mind that your home and lifestyle are fully protected.
for your family.
when you need it.
injury stops you working.
Why work with us?
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- Years of Experience
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- Approachable & Easy to Understand
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- Generally No Cost to Clients(see disclosure statement)
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- Independent, impartial advice across multiple lenders and insurers
We’ll identify your finance needs, secure your mortgage pre-approval, and save you the hassle of visiting multiple banks. As advisers, we compare lenders to give you the best fit
- explained in plain language.
Years of Experience
Generally No Cost to Clients*
Easy to Understand
(*Please see our disclosure statement)